:root {
  --ref-bg: #f4ece4;
  --ref-bg-soft: #fbf6f1;
  --ref-surface: rgba(255, 250, 245, 0.92);
  --ref-surface-strong: rgba(255, 252, 248, 0.97);
  --ref-text: #5f2630;
  --ref-text-body: #5e524d;
  --ref-muted: #8f837d;
  --ref-line: rgba(108, 57, 67, 0.12);
  --ref-accent: #7f2639;
  --ref-accent-strong: #6a1f2f;
  --ref-accent-soft: #ecdcd2;
  --ref-shadow: 0 20px 50px rgba(91, 58, 52, 0.12);
  --ref-shadow-soft: 0 12px 32px rgba(91, 58, 52, 0.08);
  --ref-radius-xl: 32px;
  --ref-radius-lg: 24px;
  --ref-radius-md: 20px;
  --ref-page-gutter: 22px;
  --ref-section-space: 176px;
  --ref-section-space-half: calc(var(--ref-section-space) / 2);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body.reference-page {
  margin: 0;
  min-height: 100vh;
  color: var(--ref-text-body);
  font-family: "Manrope", system-ui, sans-serif;
  background:
    radial-gradient(circle at 50% 0%, rgba(255, 255, 255, 0.76), transparent 34%),
    linear-gradient(180deg, #f0e6dc 0%, #f8f2ec 52%, #f3ebe4 100%);
}

body.legal-body {
  margin: 0;
  min-height: 100vh;
  color: var(--ref-text-body);
  font-family: "Manrope", system-ui, sans-serif;
  background:
    radial-gradient(circle at 50% 0%, rgba(255, 255, 255, 0.78), transparent 34%),
    linear-gradient(180deg, #f1e7de 0%, #faf5ef 52%, #f5eee7 100%);
}

.legal-page {
  padding: clamp(48px, 7vw, 84px) var(--ref-page-gutter) 72px;
}

.legal-page .container {
  width: 100%;
}

.legal-card {
  width: min(100%, 860px);
  margin: 0 auto;
  padding: 0;
  color: var(--ref-text-body);
  background: transparent;
  border: 0;
  box-shadow: none;
}

.legal-card .eyebrow {
  display: inline-block;
  margin: 0 0 18px;
  color: var(--ref-accent);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.18em;
  line-height: 1;
  text-transform: uppercase;
}

.legal-card a.eyebrow {
  text-decoration: none;
}

.legal-card a.eyebrow:hover {
  text-decoration: underline;
  text-decoration-color: currentColor;
}

.legal-card h1,
.legal-card h2 {
  margin: 0;
  color: var(--ref-text);
  font-family: "Cormorant Garamond", serif;
  font-weight: 600;
  letter-spacing: -0.035em;
}

.legal-card h1 {
  max-width: 11.5ch;
  font-size: clamp(42px, 5.8vw, 64px);
  line-height: 0.95;
}

.legal-card h2 {
  margin-top: 34px;
  font-size: clamp(28px, 3vw, 34px);
  line-height: 1;
}

.legal-card p,
.legal-card li {
  margin: 18px 0 0;
  font-size: 18px;
  line-height: 1.7;
}

.legal-card .hero-intro {
  max-width: 42rem;
  color: var(--ref-muted);
}

.legal-card ul {
  margin: 18px 0 0;
  padding-left: 24px;
}

.legal-card li + li {
  margin-top: 10px;
}

.legal-card a {
  color: var(--ref-accent-strong);
  text-decoration-color: rgba(106, 31, 47, 0.32);
  text-underline-offset: 0.14em;
}

.legal-card a:hover {
  text-decoration-color: currentColor;
}

.legal-card .button.button-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  margin-top: 10px;
  padding: 0 22px;
  border-radius: 14px;
  color: #fff6f0;
  font-size: 15px;
  font-weight: 700;
  line-height: 1;
  text-decoration: none;
  background: var(--ref-accent);
  box-shadow: 0 14px 28px rgba(82, 35, 47, 0.12);
}

.legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: 12px 20px;
}

.legal-links-block {
  margin-top: 42px;
  padding-top: 22px;
  border-top: 1px solid var(--ref-line);
}

.legal-links-title {
  margin: 0 0 14px;
  color: var(--ref-text);
  font-size: 15px;
  font-weight: 700;
  line-height: 1.4;
}

.legal-links a {
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
}

.legal-links a:hover {
  text-decoration: underline;
}

.reference-shell {
  padding: 0 0 28px;
}

.ref-container {
  width: 100%;
  margin: 0 auto;
}

.ref-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(244, 236, 228, 0.84);
  border-bottom: 1px solid rgba(132, 94, 91, 0.14);
  backdrop-filter: blur(14px);
}

.ref-header-inner {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  min-height: 76px;
  gap: 24px;
  padding: 0 var(--ref-page-gutter);
}

.ref-brand {
  justify-self: start;
  color: var(--ref-text);
  text-decoration: none;
  font-family: "Cormorant Garamond", serif;
  font-size: 31px;
  font-weight: 500;
  letter-spacing: -0.045em;
  line-height: 1;
}

.ref-brand span {
  display: inline-block;
  transform: translateY(-1px);
}

.ref-nav {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 36px;
}

.ref-mobile-nav-backdrop {
  display: none;
}

.ref-menu-toggle {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.ref-nav a,
.ref-footer-links a {
  color: var(--ref-text-body);
  text-decoration: none;
  font-size: 14px;
  font-weight: 500;
}

.ref-nav a {
  white-space: nowrap;
}

.ref-header-cta,
.ref-primary-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 0 28px;
  border-radius: 14px;
  color: #fff;
  text-decoration: none;
  font-size: 15px;
  font-weight: 700;
  background: #622333;
  box-shadow:
    0 18px 48px rgba(82, 67, 58, 0.08),
    inset 0 1px 0 rgba(255, 255, 255, 0.22);
}

.ref-header-cta {
  justify-self: end;
  min-width: 172px;
}

.ref-header-cta-mobile {
  display: none;
  min-width: auto;
  min-height: 40px;
  padding: 0 16px;
  border-radius: 12px;
  font-size: 14px;
}

.ref-menu-button {
  display: none;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  width: 44px;
  height: 44px;
  padding: 0;
  border-radius: 12px;
  border: 0;
  background: rgba(255, 252, 248, 0.92);
  box-shadow: 0 8px 20px rgba(91, 58, 52, 0.08);
  cursor: pointer;
  -webkit-appearance: none;
  appearance: none;
}

.ref-menu-button span {
  display: block;
  width: 18px;
  height: 2px;
  margin: 2px 0;
  border-radius: 999px;
  background: var(--ref-text);
}

.ref-main {
  margin-top: 0;
  overflow: visible;
}

.ref-hero {
  padding: 0;
}

.ref-hero-frame {
  position: relative;
  min-height: 660px;
  overflow: hidden;
  background: #efe4da;
  border-bottom: 1px solid rgba(132, 94, 91, 0.14);
}

.ref-hero-media {
  position: absolute;
  inset: 0;
}

.ref-hero-media::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg, rgba(244, 232, 220, 0.8) 0%, rgba(244, 232, 220, 0.46) 20%, rgba(244, 232, 220, 0.16) 34%, rgba(244, 232, 220, 0) 48%);
}

.ref-hero-media img {
  width: 100%;
  height: 100%;
  display: block;
  object-fit: cover;
  object-position: center top;
}

.ref-hero-media picture,
.ref-method-photo picture {
  display: block;
  width: 100%;
  height: 100%;
}

.ref-hero-overlay {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(460px, 620px) 1fr;
  align-items: end;
  min-height: 660px;
  padding: 34px calc(var(--ref-page-gutter) + 14px) 34px calc(var(--ref-page-gutter) + 32px);
}

.ref-hero-copy {
  align-self: center;
  max-width: 620px;
  padding: 34px 30px 30px 0;
}

.ref-hero-copy h1,
.ref-section-title,
.ref-method-copy h2,
.ref-result-copy h2 {
  margin: 0;
  color: var(--ref-text);
  font-family: "Cormorant Garamond", serif;
  font-weight: 600;
  letter-spacing: -0.04em;
}

.ref-hero-copy h1 {
  max-width: 8.8ch;
  font-size: clamp(56px, 5vw, 78px);
  line-height: 0.95;
}

.ref-hero-title-line {
  display: block;
}

.ref-hero-copy p {
  max-width: 520px;
  margin: 26px 0 28px;
  font-size: 24px;
  line-height: 1.36;
}

.ref-style-photo img,
.ref-method-photo img,
.ref-result-card img {
  width: 100%;
  height: 100%;
  display: block;
  object-fit: cover;
}

.ref-hero-aside {
  position: absolute;
  right: 42px;
  top: 88px;
  width: 316px;
  min-height: 340px;
}

.ref-style-photo-stack {
  position: relative;
  width: 232px;
  height: 214px;
  margin-left: 10px;
}

.ref-style-photo {
  position: absolute;
  overflow: hidden;
  border-radius: 18px;
  border: 1px solid rgba(255, 255, 255, 0.78);
  box-shadow: var(--ref-shadow);
  background: rgba(255, 250, 246, 0.96);
}

.ref-style-photo-front {
  left: 0;
  top: 0;
  z-index: 2;
  width: 170px;
  height: 214px;
  transform: rotate(-3deg);
}

.ref-style-photo-back {
  right: 0;
  top: 24px;
  z-index: 1;
  width: 126px;
  height: 170px;
  transform: rotate(5deg);
}

.ref-style-info-card {
  position: absolute;
  left: 118px;
  top: 176px;
  z-index: 3;
  width: 206px;
  padding: 10px 12px 12px;
  border-radius: 18px;
  background: rgba(255, 250, 246, 0.96);
  border: 1px solid rgba(255, 255, 255, 0.75);
  box-shadow: var(--ref-shadow);
}

.ref-style-card-copy {
  padding: 0;
}

.ref-style-card-copy strong {
  display: block;
  color: #332a29;
  font-size: 16px;
  line-height: 1.25;
}

.ref-palette {
  display: flex;
  gap: 8px;
  margin-top: 12px;
}

.ref-palette span {
  width: 28px;
  height: 16px;
  border-radius: 6px;
}

.ref-requests,
.ref-payoff,
.ref-result,
.ref-how-start,
.ref-footer-cta {
  position: relative;
  padding: var(--ref-section-space-half) 0;
  border-top: 1px solid rgba(132, 94, 91, 0.12);
}

.ref-method {
  position: relative;
  padding: var(--ref-section-space-half) 0;
  background: linear-gradient(180deg, #7f2639 0%, #6b2030 100%);
}

.ref-payoff {
  padding: 0;
  margin: 0;
  border-top: 0;
  scroll-margin-top: 92px;
}

.ref-section-title {
  text-align: center;
  font-size: clamp(34px, 3.2vw, 48px);
  line-height: 1;
}

.ref-request-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(220px, 248px));
  justify-content: center;
  gap: 14px;
  margin-top: 32px;
  padding: 0 var(--ref-page-gutter) 8px;
}

.ref-request-card,
.ref-step-card,
.ref-result-frame {
  background: var(--ref-surface-strong);
  border: 1px solid rgba(117, 76, 78, 0.08);
  box-shadow: var(--ref-shadow-soft);
}

.ref-request-card {
  min-height: 164px;
  padding: 24px 18px;
  border-radius: 18px;
  text-align: center;
}

.ref-request-icon,
.ref-step-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--ref-accent);
}

.ref-request-icon {
  width: 68px;
  height: 68px;
  margin-bottom: 14px;
  overflow: hidden;
  border-radius: 999px;
  background: linear-gradient(180deg, #fbf0ea, #f6e7de);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.7);
}

.ref-atlas-glyph,
.ref-atlas-thumb {
  display: block;
  background-repeat: no-repeat;
  background-position: center;
  background-size: 58% 58%;
}

.ref-atlas-glyph {
  width: 100%;
  height: 100%;
  border-radius: 999px;
}

.ref-atlas-thumb {
  width: 100%;
  height: 100%;
  border-radius: 14px;
}


.ref-atlas-hanger {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 64 64' fill='none'%3E%3Cpath d='M26 19c0-3.3 2.7-6 6-6s6 2.7 6 6c0 2.1-1.1 3.9-2.7 5l1.9 3.4 13.8 8.8c1.9 1.2 1 4.2-1.2 4.2H14.2c-2.2 0-3.1-3-1.2-4.2l13.8-8.8 1.9-3.4A6 6 0 0 1 26 19Z' stroke='%237f2639' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
}

.ref-atlas-body {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 64 64' fill='none'%3E%3Cpath d='M20 51c0-9.9 5.4-16 12-16s12 6.1 12 16' stroke='%237f2639' stroke-width='3' stroke-linecap='round'/%3E%3Cpath d='M26 19c0-3.3 2.7-6 6-6s6 2.7 6 6-2.7 10-6 10-6-6.7-6-10Z' stroke='%237f2639' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3Cpath d='M21 31c2.2 2.7 6.3 4.5 11 4.5S40.8 33.7 43 31' stroke='%23c59a86' stroke-width='3' stroke-linecap='round'/%3E%3C/svg%3E");
}

.ref-atlas-palette-soft {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 64 64' fill='none'%3E%3Cpath d='M32 14c-10.5 0-19 7.6-19 17 0 8.8 7.4 15 15.4 15H31c2.2 0 4 1.8 4 4 0 2.2 1.8 4 4 4h2c9.4 0 17-8.5 17-19 0-11.6-11.7-21-26-21Z' stroke='%237f2639' stroke-width='3' stroke-linejoin='round'/%3E%3Ccircle cx='24' cy='26' r='2.6' fill='%23c59a86'/%3E%3Ccircle cx='33' cy='22' r='2.6' fill='%23a85768'/%3E%3Ccircle cx='41' cy='28' r='2.6' fill='%23ecdcd2'/%3E%3Ccircle cx='26' cy='35' r='2.6' fill='%235e524d'/%3E%3C/svg%3E");
}

.ref-atlas-bag {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 64 64' fill='none'%3E%3Crect x='15' y='22' width='34' height='27' rx='6' stroke='%237f2639' stroke-width='3'/%3E%3Cpath d='M24 22a8 8 0 0 1 16 0' stroke='%237f2639' stroke-width='3' stroke-linecap='round'/%3E%3Cpath d='M24 32h16' stroke='%23c59a86' stroke-width='3' stroke-linecap='round'/%3E%3C/svg%3E");
}

.ref-atlas-figure-analysis {
  background-position: 100% 50%;
}

.ref-atlas-face-analysis {
  background-position: 0% 100%;
}

.ref-atlas-color-wheel {
  background-position: 50% 100%;
}

.ref-atlas-style-set {
  background-position: 100% 100%;
}

.ref-request-card p,
.ref-result-list li {
  margin: 0;
  font-size: 19px;
  font-weight: 700;
  line-height: 1.24;
}

.ref-method-frame {
  position: relative;
  display: grid;
  gap: 20px;
  padding: 26px 24px 24px;
  background: transparent;
}

.ref-method-top {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
  align-items: stretch;
}

.ref-method-copy {
  grid-column: 1 / span 2;
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 8px 6px 8px 4px;
}

.ref-method-copy h2,
.ref-result-copy h2 {
  font-size: clamp(38px, 3.4vw, 52px);
  line-height: 0.98;
}

.ref-method-copy h2 {
  color: #fff4ee;
}

.ref-method-copy p,
.ref-result-copy p {
  margin: 18px 0 0;
  font-size: 19px;
  line-height: 1.6;
}

.ref-method-copy p {
  color: rgba(255, 244, 238, 0.92);
  max-width: 44ch;
}

.ref-method-photo {
  grid-column: 3 / span 2;
  min-height: clamp(340px, 29vw, 396px);
  overflow: hidden;
  border-radius: 26px;
  background: #d9c8bc;
  box-shadow: var(--ref-shadow-soft);
}

.ref-method-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 62% 24%;
}

.ref-method-steps {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
}

.ref-step-card {
  min-height: 112px;
  display: grid;
  grid-template-columns: 72px 1fr;
  align-items: center;
  gap: 12px;
  padding: 16px;
  border-radius: 22px;
  text-align: left;
  background: rgba(255, 252, 248, 0.86);
}

.ref-step-card .ref-step-icon {
  width: 72px;
  height: 72px;
  margin-bottom: 0;
  overflow: hidden;
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.98);
  box-shadow: none;
}

.ref-step-card .ref-step-icon img {
  width: 100%;
  height: 100%;
  display: block;
  object-fit: cover;
}

.ref-step-card p {
  margin: 0;
  font-size: 15px;
  font-weight: 700;
  line-height: 1.34;
}

.ref-result-frame {
  display: block;
  width: auto;
  max-width: none;
  margin: 0;
  padding: 0;
  background: transparent;
  border: 0;
  box-shadow: none;
}

.ref-before-after {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  align-items: start;
  gap: 24px;
  padding: 0 24px;
}

.ref-result-mobile {
  display: none;
}

.ref-result-card {
  position: relative;
  min-height: 0;
  overflow: hidden;
  border-radius: 22px;
  background: linear-gradient(180deg, #7f2639 0%, #68202f 100%);
  border: 1px solid rgba(255, 244, 238, 0.18);
  box-shadow: var(--ref-shadow-soft);
}

.ref-result-card span {
  display: block;
  padding: 18px 20px 14px;
  color: var(--ref-text);
  font-family: "Cormorant Garamond", serif;
  font-size: 34px;
  font-weight: 600;
  line-height: 1;
  text-align: center;
  text-transform: uppercase;
}

.ref-result-card span,
.ref-result-card .ref-result-card-list li {
  color: #fff4ee;
}

.ref-result-card img {
  aspect-ratio: 0.8;
  object-position: center 22%;
}

.ref-result-card-list {
  margin: 0;
  padding: 18px 18px 20px;
  list-style: none;
}

.ref-result-card-list li {
  margin: 0;
  font-size: 17px;
  font-weight: 700;
  line-height: 1.3;
}

.ref-result-card-list li + li {
  margin-top: 12px;
}

.ref-result-card-list li::before {
  content: "●";
  margin-right: 10px;
  color: rgba(255, 244, 238, 0.9);
}

.ref-payoff-frame {
  display: block;
  width: auto;
  margin: 0;
  padding: 0;
  overflow: hidden;
}

.ref-payoff-shell {
  position: relative;
  width: 100%;
  max-width: 100%;
  min-height: calc(820px + var(--ref-section-space-half));
  overflow: hidden;
  isolation: isolate;
  border-radius: 0;
  background: transparent;
  border: 1px solid rgba(117, 76, 78, 0.08);
  box-shadow: var(--ref-shadow);
}

.ref-payoff-hero {
  min-height: calc(820px + var(--ref-section-space-half));
  padding: 56px 34px 332px;
}

.ref-payoff-copy {
  position: relative;
  z-index: 1;
  max-width: 620px;
  padding: 0;
}

.ref-payoff-copy h2 {
  margin: 0;
  max-width: 10.5ch;
  color: var(--ref-text);
  font-family: "Cormorant Garamond", serif;
  font-size: clamp(52px, 4.2vw, 76px);
  font-weight: 600;
  line-height: 0.95;
  letter-spacing: -0.045em;
}

.ref-payoff-copy-divider {
  width: 54px;
  height: 3px;
  margin: 26px 0 20px;
  border-radius: 999px;
  background: var(--ref-accent);
}

.ref-payoff-copy p {
  margin: 0;
  max-width: 620px;
  color: var(--ref-text-body);
  font-size: 18px;
  line-height: 1.48;
}

.ref-payoff-head-photo {
  position: absolute;
  top: -1px;
  right: -1px;
  bottom: -1px;
  left: -1px;
  overflow: hidden;
  z-index: 0;
  pointer-events: none;
}

.ref-payoff-head-photo img {
  position: absolute;
  inset: 0;
  display: block;
  width: 100%;
  height: 100%;
  min-width: 100%;
  min-height: 100%;
  aspect-ratio: auto;
  object-fit: cover;
  object-position: center top;
  transform: scale(1.03);
  transform-origin: center center;
}

.ref-payoff-head-photo::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg, rgba(255, 250, 246, 0.9) 0%, rgba(255, 250, 246, 0.68) 23%, rgba(255, 250, 246, 0.24) 42%, rgba(255, 250, 246, 0.06) 58%, rgba(255, 250, 246, 0.02) 100%);
}

.ref-payoff-compare {
  position: absolute;
  left: 18px;
  right: 18px;
  bottom: var(--ref-section-space-half);
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0;
  margin: 0;
  align-items: stretch;
  z-index: 2;
  max-width: calc(100% - 36px);
  overflow: visible;
}

.ref-payoff-compare-card {
  position: relative;
  overflow: hidden;
  min-height: 268px;
  border-radius: 24px;
  border: 1px solid rgba(117, 76, 78, 0.08);
  box-shadow: var(--ref-shadow-soft);
}

.ref-payoff-compare-card-negative {
  padding: 28px 28px 24px;
  background: linear-gradient(180deg, rgba(255, 251, 247, 0.97), rgba(247, 237, 230, 0.98));
}

.ref-payoff-compare-card-positive {
  padding: 28px 28px 24px;
  margin-left: 16px;
  background: linear-gradient(180deg, rgba(255, 254, 252, 0.99), rgba(249, 243, 238, 0.99));
}

.ref-payoff-vs {
  position: absolute;
  left: 50%;
  top: 54%;
  z-index: 2;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 74px;
  height: 74px;
  border-radius: 999px;
  background: linear-gradient(180deg, #8d2439, #6f1d30);
  border: 1px solid rgba(255, 244, 238, 0.34);
  color: #fff4ee;
  font-family: "Cormorant Garamond", serif;
  font-size: 28px;
  font-weight: 600;
  line-height: 1;
  transform: translate(-50%, -50%);
  box-shadow: 0 18px 32px rgba(91, 58, 52, 0.18);
}

.ref-payoff-compare-copy strong,
.ref-payoff-compare-card-negative strong {
  display: block;
  color: var(--ref-text);
  font-family: "Cormorant Garamond", serif;
  font-size: clamp(30px, 2.4vw, 34px);
  font-weight: 600;
  line-height: 1;
}

.ref-payoff-compare-list {
  margin: 18px 0 0;
  padding: 0;
  list-style: none;
}

.ref-payoff-compare-list li {
  position: relative;
  margin: 0;
  padding-left: 32px;
  color: var(--ref-text-body);
  font-size: 17px;
  line-height: 1.35;
}

.ref-payoff-compare-list li + li {
  margin-top: 12px;
}

.ref-payoff-compare-list li::before {
  content: "×";
  position: absolute;
  left: 0;
  top: 0;
  color: #9f3147;
  font-size: 24px;
  line-height: 1;
}

.ref-payoff-compare-card-positive .ref-payoff-compare-list li::before {
  content: "✓";
  color: #9f3147;
}

.ref-payoff-compare-foot {
  margin: 22px 0 0;
  padding-top: 16px;
  border-top: 1px solid rgba(170, 131, 120, 0.22);
  color: var(--ref-text-body);
  font-size: 16px;
  line-height: 1.35;
  text-align: center;
}

.ref-payoff-compare-foot span {
  color: var(--ref-accent);
  font-size: 18px;
  font-weight: 800;
}

.ref-payoff-mobile {
  display: none;
}

.ref-how-start-inner {
  padding: 0 var(--ref-page-gutter) 2px;
}

.ref-how-start-inner h2 {
  margin: 0;
  text-align: center;
  color: var(--ref-text);
  font-family: "Cormorant Garamond", serif;
  font-size: clamp(34px, 2.6vw, 42px);
  font-weight: 700;
  line-height: 0.96;
  letter-spacing: -0.04em;
}

.ref-how-start-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  margin-top: 18px;
}

.ref-how-start-card {
  position: relative;
  display: grid;
  gap: 10px;
  align-content: start;
  padding: 10px 10px 14px;
  border-radius: 24px;
  background: linear-gradient(180deg, rgba(255, 250, 245, 0.98), rgba(248, 240, 233, 0.98));
  border: 1px solid rgba(117, 76, 78, 0.08);
  box-shadow: var(--ref-shadow-soft);
}

.ref-how-start-number {
  position: absolute;
  top: 16px;
  left: 16px;
  z-index: 1;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: 999px;
  background: linear-gradient(180deg, #7f2639, #6a2030);
  color: #fff6f0;
  font-family: "Manrope", system-ui, sans-serif;
  font-size: 22px;
  font-weight: 800;
  letter-spacing: -0.04em;
  line-height: 1;
  box-shadow: 0 8px 18px rgba(91, 58, 52, 0.14);
}

.ref-how-start-card img {
  display: block;
  width: 100%;
  height: clamp(360px, 31vw, 430px);
  object-fit: cover;
  object-position: center 28%;
  border-radius: 20px;
  background: #eadfd6;
}

.ref-how-start-card p {
  margin: 0;
  color: var(--ref-text);
  font-size: 20px;
  font-weight: 700;
  line-height: 1.14;
  letter-spacing: -0.02em;
  text-align: center;
}

.ref-footer-cta {
  overflow: hidden;
  padding: calc(var(--ref-section-space-half) + 8px) 0;
  border-top: 0;
  background:
    radial-gradient(circle at 50% 8%, rgba(184, 98, 124, 0.18) 0%, rgba(184, 98, 124, 0) 32%),
    linear-gradient(180deg, #6e1d31 0%, #581626 44%, #43111d 100%);
  background-position: center center;
  background-size: cover;
}

.ref-footer-cta::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(135deg, rgba(255, 244, 238, 0.06) 0%, rgba(255, 244, 238, 0) 42%),
    radial-gradient(circle at 50% 0%, rgba(255, 235, 225, 0.08), rgba(255, 235, 225, 0) 44%),
    linear-gradient(180deg, rgba(71, 16, 28, 0.08), rgba(45, 9, 18, 0.22));
  pointer-events: none;
}

.ref-footer-cta-shell {
  position: relative;
  z-index: 1;
}

.ref-footer-cta-inner {
  position: relative;
  display: grid;
  justify-items: center;
  gap: 18px;
  max-width: 920px;
  margin: 0 auto;
  padding: 44px 24px 40px;
  text-align: center;
}

.ref-footer-cta-copy {
  display: grid;
  gap: 14px;
  justify-items: center;
}

.ref-footer-cta-copy h2 {
  margin: 0;
  max-width: none;
  color: #fff6f0;
  font-family: "Cormorant Garamond", serif;
  font-size: clamp(52px, 4.6vw, 72px);
  font-weight: 600;
  line-height: 0.94;
  letter-spacing: -0.04em;
}

.ref-footer-cta-title-line {
  display: block;
}

.ref-footer-cta-copy p {
  margin: 0;
  max-width: 620px;
  color: rgba(255, 241, 234, 0.9);
  font-size: 20px;
  line-height: 1.5;
}

.ref-footer-cta-action {
  display: flex;
  justify-content: center;
}

.ref-footer-cta-button {
  min-height: 60px;
  padding: 0 38px;
  border-radius: 18px;
  color: #612333;
  font-size: 16px;
  font-weight: 800;
  background: linear-gradient(180deg, #fff7f1 0%, #f4dfd2 100%);
  box-shadow:
    0 22px 42px rgba(35, 10, 18, 0.24),
    inset 0 1px 0 rgba(255, 255, 255, 0.94);
}

.ref-footer-cta-note {
  display: inline-block;
  margin: 0;
  color: rgba(255, 241, 234, 0.9);
  font-size: 15px;
  font-weight: 600;
  line-height: 1.4;
}

.ref-footer-cta-note span {
  color: #f4d8c5;
  font-weight: 800;
}

.ref-footer-cta-benefits {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0;
  margin-top: 6px;
}

.ref-footer-cta-benefit {
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 28px;
  padding: 0 20px;
  color: #fff2eb;
  font-size: 14px;
  font-weight: 700;
  line-height: 1.2;
}

.ref-footer-cta-benefit + .ref-footer-cta-benefit::before {
  content: "";
  position: absolute;
  left: 0;
  top: 50%;
  width: 1px;
  height: 20px;
  background: rgba(255, 238, 232, 0.26);
  transform: translateY(-50%);
}

.ref-footer-cta-benefit-icon {
  width: 18px;
  height: 18px;
  flex: 0 0 18px;
  background-repeat: no-repeat;
  background-position: center;
  background-size: 18px 18px;
}

.ref-footer-cta-benefit-icon-time {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='none'%3E%3Ccircle cx='10' cy='10' r='7.25' stroke='%23F7E2D4' stroke-width='1.5'/%3E%3Cpath d='M10 6.2V10.2L12.9 11.9' stroke='%23F7E2D4' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
}

.ref-footer-cta-benefit-icon-phone {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='none'%3E%3Crect x='5.75' y='2.75' width='8.5' height='14.5' rx='2.25' stroke='%23F7E2D4' stroke-width='1.5'/%3E%3Cpath d='M8.5 5.5H11.5' stroke='%23F7E2D4' stroke-width='1.5' stroke-linecap='round'/%3E%3Ccircle cx='10' cy='14.5' r='0.9' fill='%23F7E2D4'/%3E%3C/svg%3E");
}

.ref-footer-cta-benefit-icon-personal {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='none'%3E%3Ccircle cx='10' cy='6.5' r='2.5' stroke='%23F7E2D4' stroke-width='1.5'/%3E%3Cpath d='M5.4 15.2C6.1 12.9 7.9 11.7 10 11.7C12.1 11.7 13.9 12.9 14.6 15.2' stroke='%23F7E2D4' stroke-width='1.5' stroke-linecap='round'/%3E%3Cpath d='M3.2 10.1L4.7 11.6L7.6 8.7' stroke='%23F7E2D4' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
}

.ref-footer {
  margin-top: 0;
  border-top: 1px solid rgba(132, 94, 91, 0.14);
}

.ref-footer-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  min-height: 92px;
  padding: 0 var(--ref-page-gutter);
}

.ref-brand-footer {
  font-size: 28px;
}

.ref-footer-inner span,
.ref-footer-links a {
  font-size: 14px;
}

.ref-footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
}

[data-reveal] {
  opacity: 0;
  transform: translate3d(0, 24px, 0);
  transition:
    opacity 0.7s ease,
    transform 0.7s ease;
  transition-delay: var(--reveal-delay, 0ms);
}

[data-reveal].is-visible {
  opacity: 1;
  transform: translate3d(0, 0, 0);
}

@media (max-width: 1100px), (max-aspect-ratio: 11/10) {
  :root {
    --ref-page-gutter: 12px;
    --ref-section-space: 112px;
  }

  .reference-shell {
    padding: 0 0 20px;
  }

  .ref-header {
    top: 0;
  }

  .ref-header-inner {
    grid-template-columns: 44px 1fr auto;
    min-height: 66px;
    gap: 10px;
    padding: 0 var(--ref-page-gutter);
  }

  .ref-brand {
    justify-self: center;
    font-size: 30px;
  }

  .ref-nav,
  .ref-header-cta {
    display: none;
  }

  .ref-menu-button,
  .ref-header-cta-mobile {
    display: inline-flex;
  }

  .ref-menu-button {
    position: relative;
    z-index: 32;
  }

  .ref-menu-toggle:checked + .ref-menu-button span:nth-child(1) {
    transform: translateY(6px) rotate(45deg);
  }

  .ref-menu-toggle:checked + .ref-menu-button span:nth-child(2) {
    opacity: 0;
  }

  .ref-menu-toggle:checked + .ref-menu-button span:nth-child(3) {
    transform: translateY(-6px) rotate(-45deg);
  }

  .ref-menu-button span {
    transition:
      transform 0.22s ease,
      opacity 0.22s ease;
  }

  .ref-nav {
    position: fixed;
    top: 78px;
    left: 12px;
    right: auto;
    z-index: 31;
    display: grid;
    gap: 8px;
    width: min(300px, calc(100vw - 24px));
    padding: 14px;
    border-radius: 22px;
    background: rgba(255, 250, 245, 0.98);
    border: 1px solid rgba(132, 94, 91, 0.14);
    box-shadow: 0 24px 42px rgba(48, 21, 24, 0.16);
    opacity: 0;
    pointer-events: none;
    transform: translate3d(0, -12px, 0);
    transition:
      opacity 0.22s ease,
      transform 0.22s ease;
  }

  .ref-nav a {
    display: block;
    padding: 12px 10px;
    border-radius: 14px;
    color: var(--ref-text);
    font-size: 15px;
    font-weight: 700;
    text-align: left;
    background: rgba(246, 238, 232, 0.72);
  }

  .ref-menu-toggle:checked ~ .ref-nav {
    opacity: 1;
    pointer-events: auto;
    transform: translate3d(0, 0, 0);
  }

  .ref-mobile-nav-backdrop {
    position: fixed;
    inset: 66px 0 0;
    z-index: 30;
    display: block;
    padding: 0;
    border: 0;
    background: rgba(31, 12, 17, 0.18);
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.22s ease;
    -webkit-appearance: none;
    appearance: none;
  }

  .ref-menu-toggle:checked ~ .ref-mobile-nav-backdrop {
    opacity: 1;
    pointer-events: auto;
  }

  .ref-hero-frame {
    grid-template-columns: 1fr;
    min-height: 720px;
  }

  .ref-hero-overlay {
    grid-template-columns: 1fr;
    align-items: end;
    min-height: 720px;
    padding: 28px calc(var(--ref-page-gutter) + 12px) 34px;
  }

  .ref-hero-copy {
    max-width: 560px;
    padding: 26px 18px 20px 0;
  }

  .ref-hero-aside {
    display: none;
  }

  .ref-style-card-copy strong {
    font-size: 14px;
  }

  .ref-palette span {
    width: 22px;
    height: 14px;
  }

  .ref-hero-copy {
    align-self: end;
    max-width: none;
    padding: 18px 16px 18px;
    border-radius: 22px;
    background:
      linear-gradient(180deg, rgba(255, 252, 249, 0.74) 0%, rgba(255, 252, 249, 0.58) 34%, rgba(255, 252, 249, 0.86) 100%);
    border: 1px solid rgba(255, 255, 255, 0.72);
    box-shadow: 0 20px 36px rgba(91, 58, 52, 0.12);
    backdrop-filter: blur(14px);
  }

  .ref-hero-copy h1 {
    max-width: none;
    font-size: clamp(40px, 11vw, 56px);
    text-align: left;
  }

  .ref-hero-title-line {
    display: inline;
  }

  .ref-hero-copy p {
    margin: 14px 0 20px;
    font-size: 18px;
    text-align: left;
  }

  .ref-primary-button {
    width: 100%;
  }

  .ref-section-title,
  .ref-method-copy h2,
  .ref-result-copy h2 {
    font-size: clamp(34px, 9vw, 42px);
  }

  .ref-request-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 10px;
    margin-top: 24px;
    padding: 0 var(--ref-page-gutter) 4px;
  }

  .ref-request-card {
    min-height: 124px;
    padding: 16px 10px;
  }

  .ref-request-card p,
  .ref-step-card p,
  .ref-result-list li {
    font-size: 14px;
  }

  .ref-request-icon,
  .ref-step-icon {
    width: 44px;
    height: 44px;
    margin-bottom: 10px;
  }

  .ref-request-icon {
    width: 48px;
    height: 48px;
    margin-bottom: 10px;
  }

  .ref-atlas-glyph {
    width: 100%;
    height: 100%;
  }

  .ref-method-frame {
    display: grid;
    align-items: start;
    gap: 16px;
    padding: 20px var(--ref-page-gutter) 18px;
    background: transparent;
  }

  .ref-method-top {
    grid-template-columns: 1fr;
    gap: 14px;
  }

  .ref-method-copy {
    grid-column: auto;
    width: 100%;
    max-width: none;
    margin: 0;
    padding: 0 8px;
  }

  .ref-method-photo {
    grid-column: auto;
  }

  .ref-method-copy h2 {
    margin: 0 0 10px;
    font-size: clamp(34px, 9vw, 42px);
    line-height: 0.96;
    text-align: center;
    color: #fff4ee;
    text-shadow: 0 1px 0 rgba(58, 18, 29, 0.18);
  }

  .ref-method-copy p {
    margin: 18px 0 0;
    padding: 0;
    width: 100%;
    max-width: none;
    font-size: 17px;
    line-height: 1.52;
    text-align: left;
    color: rgba(255, 244, 238, 0.8);
  }

  .ref-result-copy p {
    font-size: 16px;
  }

  .ref-method-steps {
    grid-template-columns: 1fr;
    gap: 12px;
    margin-top: 8px;
    padding: 0 8px;
  }

  .ref-step-card {
    min-height: 0;
    grid-template-columns: 72px 1fr;
    gap: 14px;
    padding: 14px 14px;
    text-align: left;
    align-items: center;
    background: rgba(255, 249, 244, 0.9);
  }

  .ref-step-card .ref-step-icon {
    width: 72px;
    height: 72px;
    margin: 0;
    border-radius: 16px;
    background: rgba(255, 255, 255, 0.98);
    box-shadow: 0 10px 22px rgba(47, 19, 24, 0.12);
  }

  .ref-step-card p {
    font-size: 15px;
    font-weight: 700;
    line-height: 1.32;
    color: var(--ref-text);
  }

  .ref-result-frame {
    width: auto;
    max-width: none;
    margin: 0 var(--ref-page-gutter);
    padding: 8px 0 4px;
  }

  .ref-before-after-desktop {
    display: none;
  }

  .ref-result-mobile {
    display: grid;
    gap: 10px;
  }

  .ref-result-mobile-track {
    display: grid;
    grid-auto-flow: column;
    grid-auto-columns: 100%;
    gap: 10px;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    scroll-behavior: smooth;
    scrollbar-width: none;
    -ms-overflow-style: none;
    touch-action: pan-x;
    cursor: grab;
    -webkit-overflow-scrolling: touch;
  }

  .ref-result-mobile-track::-webkit-scrollbar {
    display: none;
  }

  .ref-result-mobile-track.is-dragging {
    cursor: grabbing;
    scroll-snap-type: none;
  }

  .ref-result-mobile-slide {
    position: relative;
    overflow: hidden;
    border-radius: 22px;
    scroll-snap-align: start;
    background: #d8c3bc;
  }

  .ref-result-mobile-slide img {
    display: block;
    width: 100%;
    aspect-ratio: 0.92;
    object-fit: cover;
    object-position: center 20%;
    user-select: none;
    -webkit-user-drag: none;
    pointer-events: none;
  }

  .ref-result-mobile-dots {
    display: flex;
    justify-content: center;
    gap: 8px;
  }

  .ref-result-mobile-dot {
    width: 8px;
    height: 8px;
    padding: 0;
    border: 0;
    border-radius: 999px;
    background: rgba(127, 38, 57, 0.25);
    cursor: pointer;
    -webkit-appearance: none;
    appearance: none;
  }

  .ref-result-mobile-dot.is-active {
    width: 22px;
    background: var(--ref-accent);
  }

  .ref-result-mobile-copy {
    padding: 14px 14px 16px;
    border-radius: 22px;
    background: linear-gradient(180deg, #7f2639 0%, #68202f 100%);
    border: 1px solid rgba(255, 244, 238, 0.18);
    box-shadow: var(--ref-shadow-soft);
  }

  .ref-result-mobile-title {
    display: block;
    margin-bottom: 10px;
    color: #fff4ee;
    font-family: "Cormorant Garamond", serif;
    font-size: 28px;
    font-weight: 600;
    line-height: 1;
    text-align: center;
    text-transform: uppercase;
  }

  .ref-result-card {
    min-height: 0;
  }

  .ref-result-card-list {
    padding: 14px 14px 16px;
  }

  .ref-result-card-list li {
    font-size: 14px;
  }

  .ref-result-mobile-list {
    padding: 0;
  }

  .ref-result-mobile-list li {
    color: #fff4ee;
  }

  .ref-result-mobile-list li::before {
    color: rgba(255, 244, 238, 0.9);
  }

  .ref-payoff-frame {
    margin: 0;
  }

  .ref-payoff-shell {
    display: grid;
    min-height: auto;
  }

  .ref-payoff-hero {
    min-height: auto;
    padding: 28px var(--ref-page-gutter) 0;
  }

  .ref-payoff-copy {
    max-width: none;
    text-align: center;
  }

  .ref-payoff-copy h2 {
    max-width: none;
    font-size: clamp(38px, 10vw, 48px);
  }

  .ref-payoff-copy-divider {
    margin: 16px auto 14px;
  }

  .ref-payoff-copy p {
    max-width: 540px;
    margin: 0 auto;
    font-size: 16px;
  }

  .ref-payoff-head-photo::after {
    background:
      linear-gradient(180deg, rgba(255, 250, 246, 0.72) 0%, rgba(255, 250, 246, 0.6) 24%, rgba(255, 250, 246, 0.72) 52%, rgba(255, 250, 246, 0.94) 100%);
  }

  .ref-payoff-compare {
    position: relative;
    left: auto;
    right: auto;
    bottom: auto;
    display: grid;
    grid-template-columns: 1fr;
    gap: 12px;
    max-width: none;
    padding: 212px var(--ref-page-gutter) 16px;
  }

  .ref-payoff-compare-card {
    min-height: 0;
  }

  .ref-payoff-compare-card-negative,
  .ref-payoff-compare-card-positive {
    margin-left: 0;
    padding: 20px 18px 18px;
  }

  .ref-payoff-compare-copy {
    text-align: center;
  }

  .ref-payoff-compare-copy strong,
  .ref-payoff-compare-card-negative strong {
    font-size: 22px;
  }

  .ref-payoff-compare-list {
    margin-top: 14px;
  }

  .ref-payoff-compare-list li {
    padding-left: 24px;
    font-size: 15px;
    text-align: left;
  }

  .ref-payoff-compare-foot {
    margin-top: 18px;
    font-size: 15px;
  }

  .ref-payoff-compare-foot span {
    display: block;
    margin-top: 4px;
  }

  .ref-payoff-frame {
    padding: 0 var(--ref-page-gutter);
  }

  .ref-payoff-shell {
    display: none;
  }

  .ref-payoff-mobile {
    display: grid;
    gap: 14px;
    padding: 26px 0 0;
  }

  .ref-payoff-mobile .ref-payoff-head-photo,
  .ref-payoff-mobile-vs {
    display: none;
  }

  .ref-payoff-mobile-copy,
  .ref-payoff-mobile-card,
  .ref-payoff-mobile-list,
  .ref-payoff-mobile-foot {
    display: block;
  }

  .ref-payoff-mobile-copy {
    padding: 0 8px;
    text-align: center;
  }

  .ref-payoff-mobile-copy h2 {
    margin: 0;
    max-width: 14ch;
    color: var(--ref-text);
    font-family: "Cormorant Garamond", serif;
    font-size: clamp(32px, 9.5vw, 42px);
    font-weight: 600;
    line-height: 0.98;
    letter-spacing: -0.045em;
    margin-left: auto;
    margin-right: auto;
  }

  .ref-payoff-mobile-copy .ref-payoff-copy-divider {
    margin: 18px auto 16px;
  }

  .ref-payoff-mobile-copy p {
    margin: 0;
    max-width: none;
    color: var(--ref-text-body);
    font-size: 15px;
    line-height: 1.46;
  }

  .ref-payoff-mobile-card {
    padding: 18px 16px 16px;
    border-radius: 22px;
    border: 1px solid rgba(117, 76, 78, 0.08);
    box-shadow: var(--ref-shadow-soft);
  }

  .ref-payoff-mobile-card-negative {
    background: linear-gradient(180deg, rgba(255, 251, 247, 0.98), rgba(247, 237, 230, 0.98));
  }

  .ref-payoff-mobile-card-positive {
    background: linear-gradient(180deg, rgba(255, 254, 252, 0.99), rgba(249, 243, 238, 0.99));
  }

  .ref-payoff-mobile-card strong {
    display: block;
    color: var(--ref-text);
    font-family: "Cormorant Garamond", serif;
    font-size: 24px;
    font-weight: 600;
    line-height: 1;
  }

  .ref-payoff-mobile-list {
    margin: 14px 0 0;
    padding: 0;
    list-style: none;
  }

  .ref-payoff-mobile-list li {
    position: relative;
    margin: 0;
    padding-left: 24px;
    color: var(--ref-text-body);
    font-size: 14px;
    line-height: 1.38;
  }

  .ref-payoff-mobile-list li + li {
    margin-top: 10px;
  }

  .ref-payoff-mobile-card-negative .ref-payoff-mobile-list li::before,
  .ref-payoff-mobile-card-positive .ref-payoff-mobile-list li::before {
    position: absolute;
    left: 0;
    top: 0;
    color: #9f3147;
    font-size: 20px;
    line-height: 1;
  }

  .ref-payoff-mobile-card-negative .ref-payoff-mobile-list li::before {
    content: "×";
  }

  .ref-payoff-mobile-card-positive .ref-payoff-mobile-list li::before {
    content: "✓";
  }

  .ref-payoff-mobile-foot {
    margin: 18px 0 0;
    padding-top: 14px;
    border-top: 1px solid rgba(170, 131, 120, 0.22);
    color: var(--ref-text-body);
    font-size: 14px;
    line-height: 1.35;
    text-align: left;
  }

  .ref-payoff-mobile-foot span {
    display: block;
    margin-top: 4px;
    color: var(--ref-accent);
    font-size: 16px;
    font-weight: 800;
  }

  .ref-payoff-vs {
    position: relative;
    left: auto;
    top: auto;
    display: flex;
    transform: none;
  }

  .ref-how-start-inner {
    padding: 0 var(--ref-page-gutter) 4px;
  }

  .ref-how-start-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 12px;
    margin-top: 20px;
  }

  .ref-how-start-card {
    gap: 12px;
    padding: 12px 12px 14px;
  }

  .ref-how-start-card img {
    height: 188px;
    aspect-ratio: auto;
  }

  .ref-how-start-card p {
    font-size: 20px;
    line-height: 1.18;
  }

  .ref-how-start-number {
    top: 20px;
    left: 20px;
    width: 44px;
    height: 44px;
    font-size: 24px;
  }

  .ref-footer-cta {
    padding: var(--ref-section-space-half) 0;
  }

  .ref-footer-cta-inner {
    gap: 16px;
    margin: 0 var(--ref-page-gutter);
    padding: 34px 12px 30px;
  }

  .ref-footer-cta-copy {
    gap: 8px;
    text-align: center;
  }

  .ref-footer-cta-copy h2 {
    max-width: 11ch;
    font-size: clamp(36px, 9vw, 48px);
  }

  .ref-footer-cta-copy p {
    font-size: 16px;
  }

  .ref-footer-cta-note {
    font-size: 14px;
  }

  .ref-footer-cta-action {
    width: 100%;
  }

  .ref-footer-cta-button {
    width: 100%;
    min-height: 56px;
  }

  .ref-footer-cta-benefits {
    gap: 8px 0;
    flex-direction: column;
  }

  .ref-footer-cta-benefit {
    justify-content: center;
    padding: 0;
    font-size: 13px;
  }

  .ref-footer-cta-benefit + .ref-footer-cta-benefit::before {
    display: none;
  }

  .ref-footer-cta-benefit-icon {
    width: 16px;
    height: 16px;
    flex-basis: 16px;
    background-size: 16px 16px;
  }

  .ref-footer-inner {
    min-height: auto;
    padding: 18px calc(var(--ref-page-gutter) + 4px);
    text-align: center;
    flex-direction: column;
  }

  .ref-footer-links {
    justify-content: center;
    gap: 10px 16px;
  }
}

@media (max-width: 760px) {
  :root {
    --ref-section-space: 88px;
  }

  .legal-page {
    padding: 34px var(--ref-page-gutter) 44px;
  }

  .legal-card h1 {
    max-width: none;
    font-size: clamp(34px, 10vw, 44px);
  }

  .legal-card h2 {
    margin-top: 28px;
    font-size: 28px;
  }

  .legal-card p,
  .legal-card li {
    font-size: 16px;
    line-height: 1.62;
  }

  .legal-card ul {
    padding-left: 20px;
  }

  .legal-links {
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
  }

  .ref-hero-frame {
    min-height: 640px;
  }

  .ref-hero-media img {
    object-position: center top;
  }

  .ref-hero-overlay {
    min-height: 640px;
    padding: 14px var(--ref-page-gutter) 18px;
  }

  .ref-hero-aside {
    display: none;
  }

  .ref-style-card-copy strong {
    font-size: 13px;
    line-height: 1.2;
  }

  .ref-palette {
    gap: 6px;
    margin-top: 10px;
  }

  .ref-footer-cta {
    padding: var(--ref-section-space-half) 0;
    background:
      radial-gradient(circle at 50% 0%, rgba(196, 125, 146, 0.2) 0%, rgba(196, 125, 146, 0) 34%),
      linear-gradient(180deg, #682032 0%, #531827 52%, #43111d 100%);
  }

  .ref-footer-cta-inner {
    gap: 24px;
    margin: 0 var(--ref-page-gutter);
    padding: 30px 16px 24px;
    border-radius: 26px;
    justify-items: stretch;
    text-align: center;
  }

  .ref-footer-cta-copy {
    gap: 14px;
    width: 100%;
    justify-items: center;
  }

  .ref-footer-cta-copy h2 {
    width: 100%;
    max-width: 320px;
    margin: 0 auto;
    font-size: clamp(25px, 7vw, 34px);
    line-height: 1;
  }

  .ref-footer-cta-copy p {
    display: none;
  }

  .ref-footer-cta-action {
    width: 100%;
    margin-top: 4px;
  }

  .ref-footer-cta-button {
    width: 100%;
    min-height: 58px;
    border-radius: 16px;
    font-size: 16px;
    box-shadow:
      0 14px 28px rgba(31, 9, 15, 0.24),
      inset 0 1px 0 rgba(255, 255, 255, 0.58);
  }

  .ref-footer-cta-note {
    display: block;
    max-width: 24ch;
    margin: 6px auto 0;
    font-size: 14px;
    line-height: 1.4;
    color: rgba(255, 241, 234, 0.84);
  }

  .ref-footer-cta-note span {
    color: #ffe0d0;
  }

  .ref-footer-cta-benefits {
    display: grid;
    gap: 8px;
    margin-top: 2px;
    padding-top: 14px;
    border-top: 1px solid rgba(255, 235, 228, 0.14);
  }

  .ref-footer-cta-benefit {
    justify-content: flex-start;
    min-height: 0;
    padding: 0;
    font-size: 14px;
    font-weight: 700;
    color: #fff2eb;
  }

  .ref-footer-cta-benefit + .ref-footer-cta-benefit::before {
    display: none;
  }

  .ref-footer-cta-benefit-icon {
    width: 16px;
    height: 16px;
    flex-basis: 16px;
    background-size: 16px 16px;
  }

  .ref-how-start-grid {
    grid-template-columns: 1fr;
    gap: 12px;
    margin-top: 18px;
  }

  .ref-how-start-card {
    grid-template-columns: 104px minmax(0, 1fr);
    grid-template-rows: auto auto;
    gap: 14px;
    align-items: start;
    padding: 12px;
    border-radius: 22px;
  }

  .ref-how-start-card img {
    grid-column: 1;
    grid-row: 1 / span 2;
    width: 104px;
    height: 104px;
    aspect-ratio: 1;
    border-radius: 18px;
  }

  .ref-how-start-card p {
    grid-column: 2;
    grid-row: 2;
    font-size: 16px;
    line-height: 1.28;
    padding-right: 4px;
  }

  .ref-how-start-number {
    position: static;
    grid-column: 2;
    grid-row: 1;
    justify-self: start;
    width: 34px;
    height: 34px;
    margin-top: 2px;
    font-size: 18px;
  }

}